First Time Home Buyers in Port Royal, Beaufort and Bluffton, South Carolina - Choose Michael Sackman and Melissa Pender as Your Real Estate Agent(s)

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Welcome > For Buyers > First Time Homebuyers ...

You might be a bit afraid or intimidated by the whole process of buying your first home.

We would be happy to take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we can consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

There is absolutely no charge, and we offer this to you with no strings attached.

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School Reports in Port Royal, Beaufort and Bluffton, South Carolina

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Schools in Port Royal, Beaufort and Bluffton

Disclosure Laws >Potential Problems

Every house has some "quirks", and some have material defects that may affect the sales agreement or the asking price. Placing a less-than-perfect house on the market is fine as long as you and your real estate agent give the buyers information on any "hidden defects".

Most litigation in real estate transactions involves the buyer suing the seller for failure to disclose a problem. Whether it is a leaky roof, dry rot, plumbing or heating problems, or a wet basement, most courts do not apply the "let the buyer beware" rule to real estate transactions. Even if the buyers had a structural inspection and you sold the property "as is," you may be held responsible for undisclosed defects.

Sellers have an obligation to disclose both obvious and hidden defects. Courts have not been sympathetic to sellers who have lived in a house and are in a position to know what works and what doesn't, but do not fully reveal the facts. This is one area where honesty is the only policy. Ask your agent for help if you are unclear about any aspects of the disclosure form.

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Q	In what movie did a cute extra-terrestrial take refuge in a California home on a cul-de-sac with a mountain peak towering behind it?
A	Steven Spielberg's 1982 classic "E.T." was filmed in a real house on Lonzo Street, Tujunga, northeast of the San Fernando Valley.
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Michael Sackman and Melissa Pender, REALTOR®, real estate agent and broker for Port Royal, Beaufort and Bluffton, South Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Michael Sackman and Melissa Pender
Realty Executives of Beaufort
1304 Boundary St.
Beaufort, SC. 29902
Phone: 843-476-1044 Mike
Phone : 843-263-3443 Melissa
Fax: 843-522-1702
Mike: mikesackman@realtyexecutives.com
Melissa: pender@hargray.com
Licensed Broker, Acreddited Buyers Representative (ABR), Coast Guard Captain, US Navy Master Diver (ret).

www.mikesackman.com is brought to you by Michael Sackman and Melissa Pender
NUMBER1EXPERTS™ in real estate for Port Royal, Beaufort and Bluffton, South Carolina

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